SSA & NTIS to Increase Reported Deaths for Death Audit Services

April 2, 2018

Good News – Good News – Good News!

This weekend’s DMF update was approximately 1 million records! With dates of death ranging from 1919 to 2018, with the majority of death dates ranging from 1938 to 1976. Next weekend,  the SSA/NTIS should release an additional 2 million previously unreported records.

The new records, combined with our Obit360 database of obituaries (updated daily) and the data from state a vital records organizations and other sources, will help us help you and meaningfully fill the gap of missing deaths.

What Changed for Death Audits?

The SSA (Social Security Administration) and the NTIS (National Technical Information Service) have been actively engaged in an initiative to improve the quality of available death data following several investigations where funds have been under and overpaid. As part of this initiative, we’ve learned that in FY2018 the SSA will be adding over 8 million death records to the full and Limited Death Master File (LDMF)!

So – what does this mean for our industry and our customers? Glad you asked!

Sharing the new death records will increase the accuracy, integrity and the completeness of the SSA records and to the Death Master File (DMF). Many leaders in our industry have been pushing for increased death reporting because it encourages accurate and complete files and reduces the risk of fiduciary impropriety.

More Deaths Reported Mean More Deaths Found

We’ve been reporting on many of these improprieties, and are more than willing to discuss how our proprietary system reduces these risks. Our team is regularly searching for new ways to reach more customers and increase the chances of allocating funds as necessary, whether it’s locating a pension fund beneficiary or verifying that someone is who they say they are and that they’re receiving only the monies allotted. In 2017 alone, we added 2.8M obituary records and 1.3M records to the Limited DMF.

We’re looking forward to seeing the new records on the DMF and will keep our customers apprised of the ongoing efforts of the SSA and NTIS.

Thank you to both of these organizations – SSA and NTIS – for your due diligence and effort in this initiative. By increasing the death count, our customers will have more accurate accounting. Our team will continue to assist our customers in their efforts to detect, correct and prevent fraud, waste and abuse to encourage compliance (FWAC) with federal and state rules and regulations.

If you have questions about how this initiative affects your death audits, let our team clear the smoke! We’re available online or via telephone at 888-LIFE-360, or feel free to reach out on our social media handles and start the conversation. We know the power of death audits and how these key compliance tools can make or break a company (need examples? Just ask us!).

 

Data Quality, Data Quality, Data Quality

March 2, 2018

From the desk of Mr. David Wiley, IT Information Services at LifeStatus360:

In our industry, data quality is paramount, and your data should be the very best it can be: all missing data elements filled in and correct.  According to a Gartner, the average organization loses 8.2 million dollars annually because of poor data quality.

The reason behind providing us with the highest quality data is simple: missing data equates to missing deaths and to loss of contact with your plans’ participants. Both results turn into loss of monies due to overpayments or fines from the Department of Labor (DOL), Internal Revenue Service (IRS), or Pension Benefit Guaranty Corporation (PBGC). As you’ve likely seen:

  • The DOL is actively auditing pension plans with “large lists of unpaid participants.”
  • The IRS is challenging plans for Required Minimum Distribution (RMD).
  • The PBGC is asking if a sponsor has “tried” to pay all benefits prior to transferring the assets to PDBC and looking for documented proof of the process.

These new focuses from governmental agencies create an even more critical need to ensure your data quality is the best it can be.

How to Improve Your Data Quality and Your Results

Want to save some monies? Improve your data quality! Here’s how:

  • Missing city, states or zip codes: You are not only missing obituary matching, but you may also be receiving too many “false positives.” The more data you provide, the tighter and more accurate the reporting.
  • Missing DOB: This is a required field for Obituary Matching, and without it we will not return an obituary match because there will be too many “false positives.” Additionally, you’ll need a date of birth to conduct proper future pension fund liabilities, which is information your actuarial person should be requesting. What do your demographics look like? How can you be sure? Demographic-related projects could be incorrect.
  • What is the date of the last address update? You could lose contact with your participants, leading to uncashed checks and unsigned documents.
  • Missing contact information: Don’t lose contact! In today’s digital world, there are multiple methods to maintain contact.
  • Missing relatives: Who are the backup contacts just in case you lose contact with your participants?

Let LifeStatus360 Help You Improve Your Data Quality

At LifeStatus360, we can help you clean up your data, fill in the blanks, give you the missing data and apply all those efforts into monitoring your population for deaths or helping you stay in contact with your current population. We understand that at the very least, you’re going to need a yearly check-up on your plan participants; we recommend that you do, at a minimum, a yearly check-up on your data. Just as ignoring your health can later cost you more money, the same can be said of your data – the longer you ignore it, the more money you’re costing your company. Ignore your data at your own peril.

Here are a few ways to ensure your data is clean, current and complete (C3™):

  • Call LifeStatus360 at 888-LIFE-360 for a data quality checkup report.
  • Modern methods with modern technologies and highest security = a winning combination!
  • Ask us about Pinpoint360™, our new comprehensive DOL/IRS/PBGC pre-audit service

Locate Missing Participants w/ Pinpoint360 & C3™

tracking the digital footprint

January 18, 2018

What do a United States Department of Labor (USDOL) audit, missing participants, digital footprints and LifeStatus360 all have in common?

Pinpoint360!

Pinpoint360 is our exciting, new compliance solution that utilizes our C3™ process to help you locate your plans’ missing participants and maintain your compliance with the new USDOL audit requirements.  Compliance Made Faster.

The USDOL is ramping up its audits of retirement systems with lost, missing or incomplete data on participants. The new requirements are putting a new sense of urgency on plan administrators to locate (or pinpoint) former employees and/or their beneficiaries, allowing them to receive the benefits they are owed.

New vs. Old: Transforming Data Compliance Solutions

In the past, locating a missing participant involved the USPS and the IRS – you can see where that would get dicey. A more recent method (and one that is used by some of our competitors) is another paper-based “solution” that averages a 20% success rate. These are what we like to call the “brick-and-mortar” methods that are paper-oriented, non-green, slow and ineffective.

The new century needs a new method. This new time has a new environment and we’ve seen phenomenal social change in recent years, as our society has transitioned almost entirely from paper to digital. As leaders in the death audit industry (and huge tech enthusiasts – don’t believe us, just ask!), we focus on the tech and on how we can apply the latest technologies to new data compliance solutions.

We cast our digital net and provide our customers with the most up-to-date digital footprints of your participants to help you connect and communicate with those participants as required by the DOL rules and regulations. We assist with the regulatory compliance requirements and provide you with a detailed Statement of Completion that you can then pass along to the DOL for verification and validation of the “Reasonable Search Steps” you pursued to fulfill your regulatory requirements.

What is a Digital Footprint & How Do We Use It?

A digital footprint is a trail of a person’s digital identity in today’s modern digital environment. It can include websites you visit, emails you’ve sent, and information you’ve submitted or has been collected by online services. Essentially, our normal day-to-day activities, as well as major and minor events in our lives.

Let’s break this down a little further though:

  • Passive Digital Footprint: personal data made accessible online with no deliberate intervention from an individual. This is a data trail that’s left unintentionally online.
  • Active Digital Footprint: personal data made accessible by deliberate posting or sharing of information by an individual. This is a data trail that’s left intentionally online.

An online data trail is very different from a paper trail, as a paper trail can be destroyed, altered or lost. A personal digital footprint can follow an individual for life! Every time an account is opened for a service, a person’s data is capture.

Every day, participants contribute to their digital footprint – some public, and some not. Whether deliberate or not, the digital footprint is there and creates a trail, a unique set of traceable and redeemable digital activities, actions, contributions and communications that are established on the internet or on a digital database.

That’s where Pinpoint360 comes in!

Our NextGen solution – Pinpoint360 – and our specialized C3™ process help you to fulfill the new USDOL requirements, allowing you to reconnect and communication with your participants.

Fast, easy and effective. Pinpoint360. Clean data, current data, complete data. C3™.

Contact us at 888-LIFE-360 or email compliance@lifestatus360.com to learn how Pinpoint360 and C3™ can help you locate your missing participants as part of a regulatory compliance audit.

Lifestatus360 – 2018 – Evolution in Action.

Digital Innovation in a World of Death (Audits!)

December 29, 2017

Change is constant, and digital disruptions are now omnipresent as digital revolution quickly transforms the central nature of many companies and industries. At LifeStatus360, we strive to understand the technology paradigms, process and economics innovating digital-centric businesses and the change it can and will bring.

We recently discussed Digital Transformation – when a business and the way it operates moves from a “traditional” operation model, processes, procedures management culture and thought to a modern and technologically-focused method of operation. Digital transformation lowers operational costs, enhance customer experience, improve time-to-market or deliverables, and provide constant feedback to management to continually improve: Plan, Do, Check, Act (PDCA).

The flipside of the Digital Transformation coin is Digital Innovation.

Digital innovation at LifeStatus360

What is Digital Innovation?

Digital Innovation is something new, something original, something innovative. For us, it’s the application of better solutions that meet the needs of our customers and their business requirements, unspoken needs and existing and upcoming compliance, industry and market needs. We’re creating solutions through more effective products, processes, services and technologies. Innovation!

Our Digital Innovation begins by predicting new opportunities, implementing in an agile way, and presenting them to our customers to provide personalized experiences and real-time solutions.

Evolution in Action: Digital Innovation Leads to Digital Transformation

There’s a tendency to regard software as something can be “finished,” so to speak, but at LifeStatus360, we know better. Market forces, compliance requirements, new laws and standards, and customer requirements prove that point. There is no end to eliminate solutions, there is no end, there is no ONE solution, and to that end, software is never finished. If the environment is changing, you must change, and so do we. Adapt or die!

We are always looking at the latest technology, the best in DevOps, more sources and innovations that encourage transformation. We are always looking for any successful new way of thinking or doing things that assist us in delivering faster and better. Digital Innovation is the best strategy.

We have exciting new technologies coming in 2018! Stay tuned and don’t forget to pass on your ideas and requirements! We’re listening.

LifeStatus360 Receives Re-Certification for SSA LADMF from NTIS Final Rule

December 5, 2017

Lifestatus360 is proud to announce that it has met the certification program requirements to access the Limited Access Death Master File (LADMF) Certification under the new National Technical Information Service (NTIS) DMF Final Rule. As one of the first organizations to have received re-certification under the final rule, we demonstrate that the appropriate information security systems, facilities, and procedures are in place to protect the security of the DMF and our customers.

Our proprietary SaaS platform provides the industry’s leading Death Audit and Data Compliance Solutions with the fastest results – as fast as daily! We are also the only company in the industry focused on cutting-edge technology and cybersecurity, attaining our AltiusIT Security Certification earlier this year. Our team is currently working with several agencies to increase our certifications to provide our customers with the highest quality results at the fastest speeds in the industry.

Contact LifeStatus360 to Learn More about Our Certifications

Following the updated NTIS DMF Final Rule, many companies are losing their certification, and are thus, losing their ability to provide customers with accurate results. Additionally, many companies are facing data breaches and hacks, compromising their data and their customers’ data. We are the only company in our industry providing our customers with the latest in cybersecurity protocols – from the front door of the building to the back door of our system – to ensure the security of not only our data, but also our customers.

Compare the certifications of your current provider with our certifications, and then let us show you why we’re the leader in our industry. Contact us online or via telephone at 888-LIFE-360 to learn more about our current certifications and how those enable us to provide our customers with accurate data at quick speeds.

Digital Transformation: Lifestatus360’s Strategic View

November 8, 2017

We view Digital Transformation as the integration of digital technology into all areas of our business. That will result in essential and fundamental changes to how Lifestatus360 operates and how we will deliver value to our customers and our industry.

For us, Digital Transformation is a cultural change that requires Lifestatus360 to continually challenge the old status quo and the old, outdated de facto standards.

Let’s take a look at a few definitions:

  • Business futurist Greg Verdino: “Digital transformation closes the gap between what digital customers already expect and what analog businesses actually deliver.”
  • The Agile Elephant: “Digital transformation involves a change in leadership, different thinking, the encouragement of innovation and new business models, incorporating digitization of assets and an increased use of technology to improve the experience of your organization’s employees, customers, suppliers, partners and stakeholders.”
  • The Wikipedia: “Digital transformation is the changes associated with the application of digital technology in all aspects of human society,” it states.

Digital Transformation is the business model of this decade! While we’ve seen the explosion of technology with the growth of Silicon Valley, Seattle and other tech hubs across the country, it’s becoming even more important to integrate the latest technologies into every business model – and we’re doing just that at LifeStatus360.

Since our inception, we’ve believed in using the latest technologies to ensure the fastest, most reliable Death Audit and data compliance solutions for our customers. These technologies include:

  • Our proprietary SaaS platform where our customers input their data, run their reports and maintain their compliance
  • LifeStatus360 Proprietary, our proprietary data sources, provides our customers with the largest data pool available on the market
  • Obit360 offers our customers a way to bridge the gap left by the Limited Access Death Master File (LADMF)
  • Advanced certifications to ensure complete security of our data and our customers’ data

But that’s not where we’re stopping! Oh no, there’s much more that we’re doing with our system and the digital transformation of the Death and Life Audit industry!

Confirmed Locate Transformation: We’re Continuing the Digital Trend!

We’re excited to announce the introduction of our latest product, Compliance Locate Service, which is transforming how our customers perform their confirmed locates! From the old, de facto standard confirmed locate to the new Compliance Locate Service. Exciting! This new product is coming out in 2018 and is a more eco-friendly way to locate missing participants in your pension fund, union, retirement fund and other fiduciaries.

Maintaining accurate records for all of your participants ensures that your federal and state obligations are met and that your funds aren’t being overpaid. This is an ongoing issue, and our new Compliance Locate service will help you to reduce errors caused by missing participants. Contact our team at LifeStatus360 to learn more about this new product, when you can expect to try it out, and any other questions that you may have. We’re available online or via telephone at 888-LIFE-360.

Opportunities Between the SSA Limited Death Master File (LMDF), Additional Sources for Unreported Deaths & Locating Missing Participants

October 27, 2017

Recently at the 14th Annual Public Pension Financial Forum Conference, there was a discussion group on the topic of “The dilemma between the Social Security Administration’s Death Master File (DMF) and unreported deaths and missing participants”. As a leader in our industry, we would also like to provide our perspective, as we are regrettably unable to attend the conference.

First and foremost, we would like to rename this topic “Opportunities Between the SSA Limited Death Master File (LMDF), Additional Sources for Unreported Deaths & Locating Missing Participants. We feel this is a more positive title and attitude working toward solutions rather than reporting on the issues.

A little history

Effective November 1, 2011, the DMF data provided by the SSA no longer contains protected State death records per Section 205(r) of the Act, which prohibits the SSA from disclosing State death records the administration receives through contracts with the states, except in limited cirumstances (e.g. Section 205(r)). This change has resulted in a reduction of over 40% of the records provided in prior years. Additionally, current SSADMF records added since November 1, 2011 do NOT include City and State of residence, increasing the challenge of locating participants. These occurrences have caused the DMF to become the Limited Access DMF (LADMF).

The Limited Access DMF (LADMF) from the Social Security Administration contains over 86 million records created from SSA payment records. The LADMF file includes the information on each decedent as its available to the SSA: Social Security number (SSN), Name, Date of Birth, Date of Death. Following the changes in November 2011, the SSA does not have a death record for all persons and does not guarantee the reliability of the file. Thus, the absence of a person is not proof that this person is alive, which creates gaps for fiduciary organizations.

Herein lies the dilemma. The Limited Access DMF (LADMF) caused the issue of unreported deaths and missing participants (Make sure to write your representatives and let them know that we need access to the full DMF to combat these costly issues)!

LifeStatus360 looked at the dilemma and turned it into an opportunity and a solution. We have integrated the latest technologies, algorithms, proprietary data sources (LSP) and obituary data (Obit360) to fill the gaps left by the LADMF.

Obituary Collection Data Chart

To assist in the location of missing participants, we have created a new set of LifeStatus tools, techniques and processes to help our customers find, locate and pinpoint lost, missing or misplaced participants. We provide a set of meta data (a set of data that describes and provides information about your participants’ data) to help customers locate and correct data in their files, which includes: Address Location, Email, DOB, Phone, Relative, SSN Verification (batch and real-time serach). Additionally, we provide a death check as part of our solutions to ensure accuracy of our reports.

In 2018 we will introduce our new and improved Confirmed Locate service for our customers’ use on participant population. This new method will save time, money and the environment while we reconnect you with your participants.

LifeStatus360 – Innovative Technology for the Death Audit Industry. Contact us to learn more about our Life Audit and Death Audit Solutions.

Cybersecurity & Data Breaches: How We are Working to Stay Secure

October 13, 2017

We’ve all heard about the recent data breaches at Equifax, Deloitte and Yahoo!, but some of you may not have heard about the lesser-known or publicized data breaches at Deloitte and Adobe and social media sites like FriendFinder Networks, Ashley Madison and Myspace. Take a look at this graph and check out those numbers! In addition to these most recent data breaches, there’s also:

  • Anthem: breached due to a phishing scam
  • IRS: breached by impersonation
  • US Office of Personnel Management: malware

While many of these sites were secure, there’s always the weakest link that allows data breaches to happen – and we understand what that weakest link is: people.

It’s becoming more and more terrifying to be online, but at LifeStatus360, we’re doing everything we can to mitigate cybersecurity risks to protect not only our customers’ data, but also our proprietary data and SaaS system. Because the weakest link is people, we take steps to training our team, limit access to sensitive data and make sure that we’re at the forefront of the latest cybersecurity trainings available. Additionally, we’re consistently bolstering the security of our system online and working toward the highest level certifications for PII data that’s used in our death audit reports.

LifeStatus360 Offers Secure, Reliable Death Audit Reports

How does your organization maintain your fiduciary responsibilities and federal requirements regarding deaths? Our death audit reports are the fastest in the industry, delivering results as quick as daily to ensure the accuracy of your records. We’re also the most secure death audit provider in the industry, certified by AltiusIT and we’re currently working with several other organizations for additional certifications.

Let us show you why we’re the best in the industry and a more reliable option than your current in-office solution. Contact us for our free webinar to see how our proprietary SaaS platform provides quick results, and take our 7/30 Challenge for a free 30-Day trial.

Is your death audit data secure? With LifeStatus360, it is.

How is PII Data Used Commercially?

September 19, 2017

The NCVHS Next Gen Vitals Hearing took place September 11-12, 2017, and while we weren’t able to attend the conference, we did want to provide some additional considerations for Panel 3 on how vital statistics data is used commercially to listed members who attended the conference.

Types of Data Required in the Commercial Sector

Vital statistics data includes a wide variety of data types, though in the Death Audit industry, we require non-public Personally Identifiable Information (PII). This type of data includes SSN, First Name, Last Name, Date of Birth, Address, City, State, Zip Code, Date of Death, Location of Death, Extended Contact Information and, potentially, Relative Information. While we maintain the highest levels of security on our proprietary SaaS platform, the information within these files is also protected by the Gramm-Leach-Billey Act and the Fair Credit Reporting Act.

By law, we are required to ascertain that the companies we work with have a legal right to access this data. Under these statues, it is our responsibility to document that we have made a reasonable effort to verify and validate the permissible purpose and permissible use of the data we provide our customers.

Users of Vital Statistics

In the commercial sector, Death Audit providers such as LifeStatus360 provide services to the insurance and retirement industries. Our customers provide participant information based on their individual data sets, and we search for and find death and life information as required.

While we provide our customers with Death Audit information, we also use additional PII data for our Life Audit Services, which allows us to locate our customers’ lost plan participants or shareholders. The additional information we provide allows our customers to remain in proper contact with their participants to maintain Governmental rules and regulations.

How Do We Protect Data Sharing & Transmission

Each of our customers is fully vetted and proven to be a proper business in good standing before being granted access to our platform. Each customer can then assign their selected and vetted employees access as required, as we maintain limited access to our data sources, which include:

  • Limited Access DMF
  • LifeStatus Proprietary
  • Obit360
  • States’ Data

Customers can only view their data and their results, and we always set each account to the lowest privilege to maintain security compliance.

We differ from our competitors in several ways; one of these ways is that we require our vetted customers to perform their own data uploads according to our guidelines. Each customer is responsible for viewing their individual data results behind our fully encrypted and protected SaaS LifeStatus360 website. Our site maintains the latest and greatest SSL certificate with extended validations and additional certifications to provide the highest degree of authentications, SSL encryption and protection. At LifeStatus360, we closely monitor our SSL site to ensure that all configuration protocols, cipher suites and protocols are properly set to ensure protection against any and all security threats.

We maintain a Cybersecurity Framework as described in the Information Security Guidelines for Use and Protection of the Limited Access DMF Information, and maintain a triple-layer security level.

Current Issues & Resolution: The Limited Access DMF & Closed States

To increase vigilance against fraud, waste and abuse; maintain ever-increasing compliance, and proactively detect potential fraud, waste and abuse, we need data. Our industry needs access to the complete Social Security Death Master File readily available and usable to meet the requirements and regulations set forth by the state and federal government bodies of the United States.

The state and federal governments seek to protect citizens from identity theft by hiding or limiting data. However, by hiding and limiting public and non-public PII data, the state and federal governments are increasing the very issues they seek to prevent with new legislation. We need the tools for FWAC and Detection.

Those tools are the data found in the Death Master File and the Closed States. The more we know, the more we can help to prevent fraud, waste, abuse, assist in the detection of fraud and ensure our customers maintain their compliance.

DataTalk: String Processing at LifeStatus360

September 5, 2017

String processing – what is it? It is an important part of what we do here at LifeStatus360. We take our customers’ data (the string: “a sequence of characters, either as a literal constant or as some kind of variable) and run it against our extensive sources (Social Security Administration Death Master File, LifeStatus Proprietary, Obit360 and States’ Sources) to determine the mortality of plan participants. In short, our multifaceted SaaS utilizes the data from the customer, to create a results based on the parsing and analysis of the data we receive.

In order for us to accurately and efficiently provide our customers with the data to meet their fiduciary obligations, we require a pre-defined file format because, after all, who knows the data better than the customer? We empower our customers by requiring them to create their data file and make the necessary changes and updates, and while we realize that we are the first in our industry to require pre-defined file format, we’ve discovered that it allows us to produce data quality reports that exceed our customers’ expectations at the fastest rates in the industry.

Tools We Use for String Processing

We receive a variety of questions and request from our customers regarding the best method for formatting or what tools can be used to assist our customers in utilizing our SaaS platform. The ACM Journal of Data and Information Quality 2015, Vol. 5, No. 4, discussed this very topic and made mention of a few tools “in the wild” that are available.

When you’re transporting and transforming data from one system to another, it often entails a dedicated IT team or programmer (maybe two) to extract the data from one system, clean and format the data into the final file or form, and then upload it to the new system. The data may come from a structured or unstructured data set, and it could become a full-blown IT project – not a project for a non-IT specialist.

But – is there another way? Yes!

On the large tool side: In 2008, SAP AG and IBM Research developed a method that infers regular expressions for extracting relevant data automatically based on a set of examples derived from the enterprise business data: “Show me what you have. Show me what you need. Here is the suggested set of expressions needed to extract the data.” Natural language processing! Pretty cool!

On the small tool side: We do have a few options to choose from that will you to clean, standardize and transform data such as URLs, addresses, date-time, names, phone numbers, etc.:

  1. Microsoft Excel: Transform-Data-By-Example
    • From Microsoft Research – Transform Data By Example.
    • This is a fantastic add-on for Microsoft Excel! All you need to do is proved a few examples for the desired output (such as the LifeStatus360 file format) and the add-on will automatically find relevant data transformation functions. It finds the relevant code of function for you that you can then add to the file transformation process.
    • Check out the site for “How to use”, Sample data and FAQs.
  2. Microsoft Excel: Flash FillFlash Fill on Microsoft Office Excel
      • Flash Fill is perfect for separating data, such as first and last names, into separate columns. Flash Fill typically starts working when it recognizes a pattern in your data.

     

  3. ETL Tools (Extract, Transform and Load)
    • If you are “programming” the solutions, there are many ETL tools to choose from ranging from the outlandishly expensive to open source alternatives. We can help you choose the best tools to transform your data before input into our system.
    • ETL Tools contain a set of function combined into a tool or a solutions to help you extract data from your data sources, applications or other systems. With the rules you can create it transforms the data into the appropriate set to style. Example: yyyymmdd to mm-dd-yyyy. Then it will “load” the results into another database and or file. Since data transformation tends to be a repetitive tasks. Create it once and run it forever (or until the next change or update).
    • Reference: Top ETL Software

How String Processing Benefits Our Death Audit Services

Everything we do here at LifeStatus360 is based on data: our customers provide us with data which we then use against our data sources to check for accuracy and objective fulfillment. Our proprietary SaaS platform provides the fastest results in the Death Audit and Data Compliance industry – as fast as daily – to assist our customers with maintaining their fiduciary obligations.

If you’re currently working with any of our competitors, let us show you the LifeStatus360 difference! Sign up for our 7/30 Challenge and see how quickly you can update your records, and enjoy 25% off your current Death Audit rate when you sign up for our solutions. We know we’re the best, and we want to prove it to you.

Is your pension benefit information secure? At LifeStatus360, it is!